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PocketPinch
iOS · Live on the App Store

Know before
you buy.

PocketPinch checks your real balance and upcoming bills, then hands you a 0–100 score on whether you can actually afford it — right now, in the moment.

Download on theApp Store
Free to downloadRequires a U.S. bank accountWe never sell your data
PocketPinch affordability check for a Sonos Era 100 at $249 — score 85, “Go for it,” with $1,307 safe to spend today and 9 days to next paycheck.

How it works

Three steps. One honest answer.

01

Ask

Type it, snap a photo, or paste a link — however you spot the thing you want.

02

We check

Your real balance, upcoming bills, and spending patterns — pulled straight from your bank.

03

Get your score

0–100, with a clear verdict and the reasoning behind it. No spreadsheets.

A grid of real PocketPinch checks — a MacBook, an Oura Ring, a Dyson vacuum, a Chanel bag — each tagged with its own affordability score from red to green.

The score

One number. A clear verdict.

Every purchase you check lands in one of four bands — color-coded, so you know at a glance whether to go for it or wait.

Go for it
80–100
Probably fine
55–79
Be careful
30–54
Not right now
0–29

Why it’s different

Built to answer one question, well.

  • Not a budgeting app

    One honest answer when it matters — not another dashboard to maintain.

  • Knows your bills before they hit

    Upcoming recurring debits are baked into every score, not just today's balance.

  • Ask any way

    Text it, snap a photo, or drop in a link — whatever's fastest in the moment.

  • Shows its work

    Every score breaks down into the real numbers behind it. No black box.

The 'How your score works' sheet, showing the four weighted factors behind every score: Safe-to-spend, Runway, Budget, and Size.

Beyond the score

The full picture, when you want it.

Safe to spend, net worth, and every past check — a tap away on Home and Snapshot. The score is still the fastest way to get an answer.

Three PocketPinch screens together — the Home tab showing $2,554 safe to spend, the Snapshot tab showing a $23,066 net worth, and an affordability check for a $1,299 MacBook Air scored 47, 'Be careful.'

Questions

Good to know

Is my bank data safe?

Your bank connection runs through Plaid, the same secure service used by major finance apps. We never sell your data.

Where can I download it?

PocketPinch is live on the App Store now — search "PocketPinch" or use the download button above.

What does it cost?

See current pricing on the App Store listing.

Which platforms?

iOS only for now. Download it on the App Store to get started.

Stop guessing. Start checking.

Free to download. Takes about a minute to link your bank and get your first score.

Download on theApp Store